About Us

Who We Are

We want to help those who want to change their lifestyle, financial habits and credit. 

Many consumer do not know that their credit reports contain errors, in fact a t least 79% of consumers have inaccurate credit reporting. We tackle the credit bureaus with factual disputes challenges for inaccurate, errors, outdated and aged derogatory accounts. 

Our certified credit consultants are here to relieve you of the burden of disputing these accounts with the credit bureaus and creditors as well as helping you 

  • Lower Interest Rates
  • Raising your credit score
  • Building wealth with your credit
  • Homeownership
  • Increasing your credit card limits
A FEW WORDS FROM THE FOUNDER

My Name is Tempestt Luckett, Founder of Classy Credit Repair. 

My vision for Classy Credit is to provide all clients who hire my company with credit education, helping them build their credit power and accomplishing all of their financial goals. I started Classy Credit with you in mind, because I used to be in the same exact position you are in right now. In 2014  I couldn't even get an apartment in my own name, I had no financial gains whatsoever and just like you I had very bad credit. I dont' know what's a worse feeling walking into a bank and being flat out denied for a loan or an apartment complex telling me I needed a co-signer just to live on my own.  I knew I couldn't continue to live this way especially while being a parent. I decided to take back control of my finances and credit. 

After accomplishing my own credit goals in a short time frame. I knew I needed to help those like me, I began to think of ways to help, then the light bulb went off inside my head and Classy Credit was formed. I know what you're thinking "What makes you different from the others?" What makes Classy Credit stand out from the others is that we want what's best for you and your credit journey. We not only want you to walk away with great credit, but we want you to leave our program understanding how credit actually works. We are going to provide you with all the tools and resources on a financial necessity that you will use in the present and the future.

I know the feeling of living with bad credit, I know the feeling of not having anything to call my own, I've had horrible money habits in the past too. I knew I wanted something better, more. 

I have found that the best way to tackle this journey is to have  a positive mindset, patience, and  to trust the process and to INVEST IN MYSELF. 

My own personal values of integrity, honesty, respect and accountability has been embedded in my business, my due diligence to my clients, and my purpose. 

I want to thank you for allowing Classy Credit and myself to guide you on this credit journey. 

Sincerely, 

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