Before the suspension, your student loan payment was being applied to the principal and the interest, but mostly the interest, so it takes you so much longer to pay off your actual balance.
5 Things You Should Know About Bad Credit Scores. Credit card companies will often offer credit lines to those with scores ranging in the high 500s and low 600s, but the interest rates will be less than prime. There may be additional fees tacked on as well.
Are you that person who doesn’t like to use credit cards? What if there were ways to build your credit and increase your credit score without having to use credit cards.
Many lenders still use the FICO scoring models to determine your risk factor with providing loans and extending credit. Most if not all underwriters when applying for a mortgage use your FICO scores.
Do you have poor credit or a short credit history? Experian Boost is a new service that can help you improve your score by taking into account your utilities payment record
Are you receiving harassing debt collection letters and calls. You may be entitled to free legal representation and compensation of up to $1,000.00