Category Archives: #ClassyCredit

Buying a House For the First Time

man in white dress shirt holding a silver key

Buying a house for the first time could be very exciting yet frustrating. Given this, you should make sure you’re doing things the right way to avoid any unexpected mishaps. Here are three insider credit tips every first-time homebuyer needs to know! 1- Set and fix your finances: Determine how much house you can afford, […]

7 Steps to Business Credit

However, many local community banks are still eager to lend to small businesses. Simply put, a
lot of the local banks and credit unions were not as lackadaisical during this time period. As a
result, they are still very healthy and need to lend the money of their investors back into the
market.

Secured vs. Unsecured Business Credit Cards: Which is Better?

Having a bad credit record can surely become a hindrance in establishing your business. Most likely, you will have difficulty in trying to persuade lenders to give you a credit account, which can be very significant for your company. Without a credit account for back up, you are placing your company at a very huge threat of running out of financial resources and even a possible pause in its operations.

5 Things You Should Know About Bad Credit Scores

5 Things You Should Know About Bad Credit Scores. Credit card companies will often offer credit lines to those with scores ranging in the high 500s and low 600s, but the interest rates will be less than prime. There may be additional fees tacked on as well.