If you’re a business owner, you know that having a good business credit card is essential. But with so many options out there, it can be hard to know which one is right for you. And with new options popping up all the time, it’s hard to keep up. There are a few key things […]
Buying a house for the first time could be very exciting yet frustrating. Given this, you should make sure you’re doing things the right way to avoid any unexpected mishaps. Here are three insider credit tips every first-time homebuyer needs to know! 1- Set and fix your finances: Determine how much house you can afford, […]
However, many local community banks are still eager to lend to small businesses. Simply put, a
lot of the local banks and credit unions were not as lackadaisical during this time period. As a
result, they are still very healthy and need to lend the money of their investors back into the
Having a bad credit record can surely become a hindrance in establishing your business. Most likely, you will have difficulty in trying to persuade lenders to give you a credit account, which can be very significant for your company. Without a credit account for back up, you are placing your company at a very huge threat of running out of financial resources and even a possible pause in its operations.
Before the suspension, your student loan payment was being applied to the principal and the interest, but mostly the interest, so it takes you so much longer to pay off your actual balance.
5 Things You Should Know About Bad Credit Scores. Credit card companies will often offer credit lines to those with scores ranging in the high 500s and low 600s, but the interest rates will be less than prime. There may be additional fees tacked on as well.
Are you that person who doesn’t like to use credit cards? What if there were ways to build your credit and increase your credit score without having to use credit cards.
Many lenders still use the FICO scoring models to determine your risk factor with providing loans and extending credit. Most if not all underwriters when applying for a mortgage use your FICO scores.
Are you receiving harassing debt collection letters and calls. You may be entitled to free legal representation and compensation of up to $1,000.00
Do you have poor credit or a short credit history? Experian Boost is a new service that can help you improve your score by taking into account your utilities payment record